Business Insurance
Timothy Alan Wilt at Alan Insurance is a licensed professional who knows the industry and his experience and knowledge will help you select the best coverage for your business needs.
Business Insurance:
Businesses need to purchase several types of insurances: Property, Liability, Business Vehicle/Commercial, Workers Compensation, and Umbrella Insurance. In addition to the basic coverage’s there are other types of policies needed by certain businesses and Alan Insurance can assist you with customizing your policy to suit your business needs.
Business Property Insurance:
Protect your business assets by having Property Insurance in the event of accidents, theft, or damages caused by a fire. Alan Insurance can assist you with personalizing your policy based on your business needs
Business Liability Insurance:
Business owners need Liability Insurance to protect them against the financial losses from lawsuits filed against them by their clients for personal injury or property damages. This is a specialty insurance that is not provided under homeowner’s endorsements, in-home business policies or business owner’s policies. Timothy Alan Wilt with Alan Insurance can assist you with deciding what liability coverage is best suited for your business needs.
Business Vehicle/Commercial Auto:
A business auto policy is different than a personal auto policy and when it comes to commercial auto insurance, The Alan Insurance Agency offers a variety of coverage’s to make sure you stay protected.
Business Workers Compensation:
Workers’ compensation insurance is required by law in all 50 states. Did you know that your business can be sued by an injured worker to cover damages, disability, and medical costs? Protect your business from lawsuits by having the correct insurance coverage and Alan Insurance Agency can assist you with selecting the proper workers compensation coverage for your business.
Business Umbrella Insurance:
Business umbrella insurance is an added security that provides extra coverage for costs associated with legal fees, lawsuits, and settlements. For example: If a claim is filed against your company for a serious accident, bodily injury, or personal property that exceeds the limits of your other liability insurances such as property, auto, liability, and workers compensation; your business umbrella insurance policy can cover the additional expenses. Timothy Alan Wilt with Alan Insurance can assist you with tailoring an umbrella insurance policy for your specific business industry.
INLAND Marine Insurance (not just for boats anymore):
You work hard for your assets, so protect your valuables in transit and have The Alan Insurance Agency help you select the specialized coverage you need for property being transported to or from your business premise. Some examples are: jewelry, fine art, electronics, accounts receivable data, electronic equipment, and musical instruments. See Timothy Alan Wilt for a list of additional inland marine coverage’s.
Businesses We can Insure
- A
- Accounting Firm
- Advertising Office
- Air Conditioning Contractor
- Animal Hospital
- Appliances- Sales & Service
- Appraiser’s Office
- Architect’s Office
- Arts & Crafts Store- Including Classes
- Attorney/Lawyer/Legal Research Office
- Auto Glass Installation or Repair
- Auto Repair Shop
- Automobile Dealer
- Automotive Parts & Accessories
- B
- Baskets
- Beauty Salon-Barber Shop
- Bed & Bath Store
- Beverage Distributor
- Bicycle Shop
- Bookkeeping
- Book & Magazine Stores
- Bridal Shop-Including Alterations
- Builders’ Risk Coverage
- Building Equipment- Installation, Erection, Repair
- Building Materials Dealer- Not Lumber Yards
- C
- Cabinet Work Mfg.
- Cable TV Installation
- Camera, Photo Equipment, & Precision Instruments
- Candy or Confectionary Store
- Car Wash
- Career/Vocational Consulting
- Carpentry Contractor
- Carpentry Shop
- Carpet, Rug, Furniture, or Upholstery Cleaning
- Carpet, Rug, & Floor Covering Sales
- Carpentry- Framing & Cabinet Work- No Roofing
- Carpentry- General Remodeling- Limited Roofing
- Carpentry- NOC- General Remodeling
- Carpentry- Primarily Inside
- Carpentry- Primarily Outside
- Carpentry- Shop Only
- Caterer
- Ceiling/Wall Panel Installation
- Cement/Concrete Finishing
- Cemetery
- China, Glass & Earthenware
- Church/House of Worship
- Cleaning Supply Store
- Clothing Store – Men’s, Ladies & Children
- Clubs – Civic, Service or Social
- Coffee Shop
- Commercial Auto*
- Computer Cable or Coaxial Installation
- Computer Consulting Service
- Computer Sales & Service
- Computer Software Development
- Computer Software Sales
- Concrete/Plaster Products Mfg.
- Concrete Construction
- Condominium Association
- Court Reporting or Stenography Service
- D
- Daycare Centers
- Deli
- Dental Laboratory
- Dentist’s Office
- Desktop Publishing
- Doctor’s Office
- Draftsmen
- Drapery Store
- Drug Store/Pharmacy
- Dry Cleaning Operation
- Dry Goods Store
- Drywall/Wallboard Installation
- E
- Educational Consultant
- Electronic Component Mfg.
- Electrical Contractors
- Electronics – TV, VCR & Stereos
- Employment Agency
- Engineer’s Office
- Excavation
- Eye Glass Mfg. Including Incidental Frames
- F
- Fabric Store
- Fence Erection only
- Fence Sales & Erection
- Floor Covering Stores, Distributors or Installation Including Tile, Stone, Marble, Mosaic or Terrazzo
- Florists
- Formal Wear/Tuxedo Shop
- Framing/Carpentry
- Funeral Homes
- Furniture Mfg.
- Furniture Store – Including House Furnishings & Installation
- Furniture Stripping or Refinishing
- G
- Gardening & Light Farming Supplies
- Gas Stations
- Glaziers & Glass Shops
- Gift Shops
- Golf Courses Public/Country Clubs
- Grading of Land
- Grocery Stores
- H
- Habitational
- Halls Rented to Others
- Hardware Store
- Hearing Aid Shop
- Heating Contractor
- Hobby & Model Shop
- Hotel or Motel
- Housewares
- I
- Ice Cream Store
- Insurance Agency
- Interior Decorating
- Investment Services
- J
- Janitorial Services
- K
- Kennels
- Kitchen Accessories
- L
- Landscaping or Lawn Care
- Laundry & Dry Cleaning Operations
- Letter Service Shop, Mail Addressing, Mail Packaging
- Locksmiths
- Locks, Safes & Locksmith Equipment
- Locksmiths – No Security System Installation
- Lessors Risk – Multiple Occupancy & Mercantile with Apartments
- Lessors Risk – Service, Mercantile & Offices
- M
- Machine Shops
- Marriage/Family/Child/Individual Counselor
- Market Research Agency
- Masonry
- Medical Information Office
- Medical Offices
- Mini/Self Storage Warehouse
- Miniature Golf Courses
- Mobile Home Connection/Installation
- Mortgage Broker
- Motel or Hotel
- Motorcycle, ATV & Snowmobile Dealerships
- Musical Compact Discs, Records, & Tapes
- N
- Nail Salons
- Nurserymen
- O
- Office
- Office Furniture & Supplies – Retail
- Office Furniture & Supplies – Wholesale
- Office Machine – Installation, Service or Repair
- Office Machines or Appliances – Retail
- Office Machines or Appliances – Retail / Repair
- Office Machines or Appliances – Wholesale
- Office Machines or Appliances – Wholesale / Repair
- Optical Goods Mfg.
- Optometrist, Optician or Optical Goods Store
- P
- Packaging & Mailing Center
- Painting
- Painting, Picture or Frame Stores
- Paper Hanging
- Parsonage/Rectory
- Patio & Deck Furniture
- Paving
- Payroll Services
- Pet Grooming
- Pet Stores Includes Grooming, No Kennels, No Venomous or Dangerous Animals
- Photo Finishing Lab
- Photographer – Including Studio
- Pizza Shop
- Plastering Contractors
- Plastic Products Mfg.
- Plumbing Contractors
- Print Shop
- Pro-Shop – All Sports
- Professional/Trade Association Office
- Q
- Quick Printing – Copying or Duplicating Service
- R
- Real Estate Agents
- Remodeling/Carpentry
- Repair Garage
- Retail / Store
- Restaurant
- Rubber Goods Mfg.
- S
- Sandwich/Sub Shop
- Satellite Dish Installation – No Roof Mounted Installation
- Seamstress
- Service Station
- Sewing Machine Store Including Repair
- Sheet Metal Work outside or shop only
- Shoe Repair Shop (Including Shoe Shining)
- Shoe Store
- Siding Installation
- Sign Painting/Lettering – Inside Buildings
- Sign Painting/Lettering – On Buildings
- Sign Painting & Erection
- Sporting Goods – Retail
- Sporting Goods – Wholesale
- Stationary or Paper Products Stores
- Stock Broker
- Swimming Pool Installation
- T
- Tax Preparation
- Tailor & Dress Making Shop
- Telephone Systems Installation – No Pole Work
- Textiles Silk Screening
- Tile & Ceramic Dealers – No Installation
- Tire Sales
- Title Search Office
- Tool & Die Shops
- Travel Agency – No Tours
- Trophy Stores
- U
- Upholstery Shop
- V
- Vending Machine Operations
- Veterinarian Office
- Video Games
- Video Sales & Rentals
- W
- Warehouse
- Wholesale/Retail
- Workers Compensation Exposures*
- Y
- Yogurt Store